Marketplace (ACA / Obamacare)

Off-Exchange (Non-Marketplace)

Short Term Medical (Bridge Plans, Gap Insurance)

 

Provides the financial protection you need from unexpected medical bills and other health care expenses, including:

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• Doctor visits and some preventive care

• Emergency room and ambulance coverage

• Urgent care benefits

 

Who should consider Short Term Insurance Plans?

 

• Rolling off their parent’s insurance

• In-between jobs

• Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment

• Waiting for your Affordable Care Act (ACA) coverage to begin

• A college student or just out of school

• Waiting for benefits to begin at a new job

• Waiting for Medicare

• Needing a temporary alternative to COBRA insurance

• Losing coverage following a divorce

• Under 65 and in good health

• Usually does not cover pre-existing conditions