Medicare Planning

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  Here are a few basics:

  • Sign up at 65 but no more than 3 months earlier or later, or possibly face penalties.

  • Medicare has four parts: A, B, C and D.

  • Part A usually costs you nothing, depending on your work history.

  • You pay for Part B.

  • Parts A & B don't cover 100% of medical expenses.

  • You also must have a prescription drug plan, or possibly face penalties.

  • Medigap or Medicare Advantage will help cover gaps in coverage.

Confusing? It is! There are lots of options regardless of your budget.

Contact me and let me help you figure it all out.  

I am an independent broker. I do not work for a specific insurance company. I will always recommend what is best for you!